File a Claim

Had an accident or loss? We'll help you navigate the claims process.

What to do after a loss

Most insurance carriers offer 24/7 claims reporting, so you can file anytime—even on nights and weekends.

Step 1

Contact your carrier (or us) immediately

Most have dedicated claims hotlines available 24/7

Find your carrier information below.

Step 2

Document everything

Take photos of damage, save receipts, and keep detailed notes

Step 3

Follow the claims process

Once you file, you'll receive a confirmation number. A claims adjuster will contact you within 24-48 hours to begin the investigation. You'll receive a written coverage determination, typically within 30 days of reporting your claim.

Find Your Carrier

Our claims philosophy

While you can file claims directly with your carrier 24/7, we're here to support you through the process. Our team will:

  • Help you understand your coverage before you file

  • Provide guidance on what documentation you'll need

  • Answer questions about deductibles and claim impacts

  • Advocate on your behalf if issues arise

Questions about a claim?

Need help understanding your coverage or a claim? Contact us and we’ll assist you.