Auto Insurance
What does auto insurance cover?
Auto insurance helps protect you financially if you’re in an accident, your vehicle is damaged, or it’s stolen. In California, liability coverage is required—but most drivers choose additional protection for extra peace of mind.
Standard coverage includes:
Liability Coverage – Covers injuries or damage you cause to others in an accident.
Collision Coverage – Pays for repairs to your own vehicle after a crash, regardless of fault.
Comprehensive Coverage – Covers theft, vandalism, fire, or damage from falling objects or animals.
Uninsured/Underinsured Motorist Coverage – Protects you if you’re hit by a driver with little or no insurance.
Medical Payments Coverage – Helps with medical bills for you or your passengers after an accident.
Popular add-ons
Enhance your protection with optional coverages designed for convenience and peace of mind.
Roadside Assistance – Covers towing, jump-starts, and flat tires when you need a hand.
Rental Car Reimbursement – Pays for a rental while your car is being repaired after a covered accident.
Gap Coverage – Pays the difference between your car’s loan or lease balance and its actual value if it’s totaled.
Collision Deductible Waiver (CDW) – Waives your deductible if you’re hit by an uninsured driver.
Tip: Not all add-ons cost much—but they can save you thousands when the unexpected happens.
How much coverage do you need?
California’s minimum requirements are just the start. We’ll help you build a policy that fits your vehicle, budget, and driving habits—without paying for unnecessary extras.
Your liability limits determine how much your policy pays if you cause injury or property damage to others. Many drivers are surprised by how quickly minimum limits can be exhausted after a serious accident.
Not sure how those numbers work? What do these liability limits mean (split limits vs. CSL)?
Our team compares rates across multiple carriers to make sure you get the best value and support if you ever need to file a claim.
Contact us for a quote or coverage review—we’ll help you find the right protection for every mile ahead.