Life Insurance
Protect your family’s financial future with coverage designed around your life.
Do I need life insurance?
You likely do—especially if any of the following apply:
Have a spouse, children, or others who rely on your income
Own a home or have long-term debt
Want to ensure your family can maintain their lifestyle if something happens to you
Life insurance helps protect the people who matter most—when they need it most.
What life insurance does
Life insurance provides a tax-free payment (called a death benefit) to your chosen beneficiaries if you pass away.
It can help cover everyday expenses, mortgage payments, education costs, and more.
Term Life Insurance
For most families, this is the simplest and most affordable way to get life insurance coverage.
For most families, term life insurance is the best starting point.
Provides coverage for a set period of time (typically 10–30 years)
Offers lower, predictable premiums
Pays a death benefit if something happens to you during the term
Term life is ideal for key financial stages—such as raising children, paying off a mortgage, or replacing income—when financial protection matters most.
Other life insurance options
While term life fits most families, permanent options such as Whole Life or Universal Life are available in certain situations. These policies offer lifetime coverage and may include a cash value component, but they are not necessary for everyone and are typically more complex and expensive than term life.
We can help determine whether these options make sense based on your goals.
Why choose Wang Insurance
We believe life insurance decisions shouldn’t feel overwhelming or rushed. Our role is to explain your options clearly, answer your questions honestly, and help you choose coverage that feels right for your family.
Access to 30+ top-rated life insurance carriers, so you can compare options without pressure
Guidance through the entire process, from determining coverage amounts to underwriting and approval
Experience working with clients who have health histories, lifestyle considerations, or unique needs
A thoughtful, straightforward approach—we’ll tell you when coverage makes sense, and when it doesn’t
Our goal is simple: help you choose coverage that fits your life, your priorities, and your budget.
We’ll help you find life insurance coverage that protects your family and fits your life.