Life Insurance
What is life insurance?
Life insurance provides financial protection for your loved ones if something happens to you.
If you pass away, your policy pays a lump sum—called a death benefit—to your chosen beneficiaries.
This money can help with everyday expenses, mortgage payments, education costs, or simply maintaining your family’s lifestyle.
Do I need life insurance?
You likely do—especially if you:
Have a mortgage or other long-term debt
Have a spouse, children, or others who rely on your income
Want to ensure your loved ones can maintain their standard of living if something happens to you
Life insurance helps protect the people who matter most.
Term Life Insurance
This is the most common—and often most affordable—type of life insurance.
Provides coverage for a set period of time (usually 10–30 years)
Offers lower, predictable premiums
Pays a benefit if death occurs during the term
Term life is ideal for key financial stages, like raising kids, paying off a mortgage, or securing income protection for your family.
Other life insurance options
While term life fits most families, permanent options are also available:
Whole Life or Universal Life – Offers lifetime coverage, with guaranteed death benefits and the potential to build cash value over time.
Best suited for estate planning, long-term financial strategies, or lifelong protection.
Why choose Wang Insurance
We’re not here just to sell a policy—we’re here to help you make a confident, informed decision.
Access to 60+ top-rated life insurers for competitive rates
Guidance through every step of the process—online or on paper
Solutions for clients with unique health histories or special needs
Let us help you protect your family’s future with coverage that fits your life—and your budget.