Business Property Insurance
What is business property insurance?
If you own any business property—like laptops, furniture, or equipment—this coverage is essential. It can also protect the building itself if you own it.
When you combine business property insurance with general liability insurance, it becomes a Business Owner’s Policy (BOP).
Who needs it?
You should consider business property insurance if:
You have furniture, laptops, or signage that you want to protect against loss.
You own equipment for your company, such as appliances, tools, or machinery.
What does it cover?
It protects your business property against damage from covered losses, which may include:
Fire or lightning
Smoke
Theft
Vandalism
Water damage
Explosion
We recommend reviewing your specific policy to confirm coverages and exclusions.