Professional Liability Insurance
Protect your reputation and your business from costly mistakes — real or alleged.
Even the most careful professionals can face lawsuits from unhappy clients.
Professional Liability Insurance, also known as Errors & Omissions (E&O), helps protect your business if a client claims your work, advice, or service caused them financial harm.
This coverage pays for legal defense costs, settlements, and judgments, even if you did nothing wrong. It’s essential for anyone whose business is built on expertise or professional advice.
What is professional liability insurance?
Professional liability insurance covers the cost of defending your business against claims of negligence, errors, or omissions in the services you provide.
Even if a lawsuit is unfounded, legal fees can be expensive — and this coverage ensures you’re protected whether or not you’re found at fault.
Who needs professional liability insurance?
You should consider professional liability insurance if:
You provide services or expertise for a fee
You give professional advice or recommendations
Your contracts or clients require proof of E&O coverage
Common professions that need this coverage include consultants, real estate agents, financial advisors, designers, IT specialists, and insurance brokers.
Even if you’ve done everything right, defending your business from a lawsuit can be time-consuming and expensive. E&O insurance gives you peace of mind so you can focus on your work.
What does it cover?
Professional liability insurance typically covers claims related to:
Negligence — real or alleged mistakes in your work
Misrepresentation — incorrect information provided in professional advice
Past work — claims arising from services you performed previously (depending on your policy)
It may also help pay for:
Attorney fees and legal defense costs
Settlements or court-ordered judgments
This coverage is especially important for service-based businesses where accuracy, advice, or expertise is part of the job.
Get the protection your business deserves.
Let’s help you find the right professional liability coverage at a competitive rate.