High Net Worth Insurance

Protecting exceptional homes, collections, and lifestyles requires exceptional coverage.

Standard home, auto, and umbrella policies may not fully protect individuals or families with significant assets. High Net Worth Insurance is designed for affluent clients who need broader protection, higher limits, and customized solutions tailored to complex risks.

At Wang Insurance, we partner with premier high-net-worth carriers to help you safeguard what matters most—with thoughtful coverage and personalized service every step of the way.

What we cover

We offer comprehensive insurance solutions crafted for high-value homes, vehicles, and collections:

  • Luxury & High-Value Home Insurance
    Coverage for primary, vacation, and secondary residences—including high-end finishes, custom construction, and unique architectural features.

  • Auto Insurance for Luxury & Collector Vehicles
    Tailored protection for high-performance and collectible cars, with features like agreed-value coverage, OEM parts, and concierge-level claims support.

  • Umbrella (Excess Liability)
    Extended protection against major liability claims—designed to coordinate seamlessly with your home and auto policies for global coverage.

  • Valuable Articles Coverage
    Scheduled protection for fine art, jewelry, wine, antiques, or collectibles—with worldwide coverage and no deductible.

  • Flood & Earthquake Coverage
    Vital coverage for California’s unique risks—ensuring high-value properties are protected against natural disasters.

  • Life & Estate Planning Coverage
    Customized life insurance solutions that support wealth transfer, estate preservation, and legacy goals.

Wang Insurance helps you build a protection plan as distinctive as your lifestyle.
Contact us for a quote.

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