High Net Worth Insurance
Specialized insurance solutions for high-value homes, assets, and lifestyles.
Standard home, auto, and umbrella policies often fall short for individuals with significant assets.
High Net Worth Insurance offers higher limits, broader coverage, and tailored protection for complex risks.
At Wang Insurance, we work with premier carriers to design coverage that fits your lifestyle—not just your property.
What we cover
Luxury & High-Value Home Insurance
Coverage for primary, secondary, and vacation homes—built to protect custom construction, high-end finishes, and unique architecture.
Auto Insurance for Luxury & Collector Vehicles
Agreed-value coverage, OEM parts, and concierge-level claims support for high-performance and collectible vehicles.
Umbrella (Excess Liability)
High-limit liability protection designed to integrate seamlessly across home, auto, and global exposures.
Valuable Articles Coverage
Scheduled coverage for jewelry, fine art, wine, and collectibles—with worldwide protection and no deductible.
Flood & Earthquake Coverage
Specialized protection for California’s most significant natural risks, beyond standard homeowners insurance.
Life & Estate Planning Coverage
Life insurance solutions that support wealth transfer, estate planning, and long-term legacy goals.
We design custom insurance programs for high-net-worth individuals, families, and estates.